Silver, often called the “poor man’s gold,” remains one of the most versatile investments in India. Whether it’s for traditional jewelry, religious ceremonies, or industrial applications, silver holds a unique place in the Indian economy.
If you are tracking the precious metals market, today marks a significant moment for buyers. Following the trend in the gold market, silver prices have also seen a notable shift. Below is the latest breakdown of silver rates in India for February 13, 2026, based on data from Goodreturns.
Silver Price Today in India (February 13, 2026)
Today, silver prices in India have experienced a sharp decline, tracking global cues and a stronger US dollar. For investors looking to accumulate bullion, this correction offers a potential window of opportunity.
| Weight | Today’s Silver Rate (INR) | Yesterday’s Price (INR) | Price Change |
| 1 Gram | ₹280 | ₹295 | – ₹15 |
| 10 Grams | ₹2,800 | ₹2,950 | – ₹150 |
| 100 Grams | ₹28,000 | ₹29,500 | – ₹1,500 |
| 1 KG | ₹2,80,000 | ₹2,95,000 | – ₹15,000 |
City-Wise Silver Rates Across India
Silver prices can vary slightly from city to city due to local demand, transportation costs, and regional taxes. Here are today’s rates for 1 kg of silver in major Indian metros:
- Chennai: ₹2,80,000
- Mumbai: ₹2,80,000
- Delhi: ₹2,80,000
- Kolkata: ₹2,80,000
- Bangalore: ₹2,80,000
- Hyderabad: ₹2,80,000
What is Driving Silver Prices Today?
The price of silver is influenced by a mix of “precious metal” sentiment and “industrial metal” utility. Key factors impacting today’s rates include:
- Global Market Trends: Silver prices in India are closely aligned with international rates (COMEX). A surge in the US Dollar Index typically makes silver more expensive to import, while a drop in global demand leads to local price cuts.
- Industrial Demand: Unlike gold, silver is widely used in electronics, solar panels, and the EV industry. Any slowdown in global manufacturing can put downward pressure on silver prices.
- Gold Price Correlation: Silver often follows the trajectory of gold. With gold prices dropping by over ₹2,600 per 10g today, silver has naturally followed suit with a ₹4,000 per kg dip.
- Import Duties & GST: Changes in government policy regarding import duties significantly impact the final retail price. Currently, a 3% GST is applicable on the purchase of silver in India.
Is it a Good Time to Invest in Silver?
Today’s price of ₹2,80,000 per kg represents a significant correction from the highs seen earlier this month. In February 2026, silver has been highly volatile, reaching a peak of ₹1,15,000 on February 10 and a low of ₹98,000 on February 6.
For long-term investors, “buying the dip” is a common strategy. Silver is currently considered undervalued by many analysts compared to gold, making it an attractive diversification tool for your portfolio.
Buyer’s Guide: Tips for Purchasing Silver
- Check for Purity: Look for the 999 fineness mark on silver bars and coins. For jewelry, 925 Sterling Silver is the standard.
- Compare Buy-Back Rates: Always ask your jeweler about the buy-back policy. Bullion (coins/bars) typically offers better resale value than jewelry.
- Monitor Live Rates: Prices change daily. Before visiting a store, check Goodreturns Silver Rates for the most accurate live data.
Conclusion
The drop in silver prices today provides a breather for retail buyers and industrial consumers alike. While the market remains sensitive to international economic data, silver’s intrinsic value as a tangible asset remains undisputed in the Indian market.