Navigating the 50/30/20 Rule in a High-Cost Economy
The 50/30/20 rule has long been the “gold standard” of personal finance. Popularized by Senator Elizabeth Warren in her book All Your Worth, the framework is elegantly simple: allocate 50% of your after-tax income to Needs, 30% to Wants, and 20% to Savings and debt repayment. However, as we navigate 2026, the economic landscape looks […]